New Year Mental Health Care Made Easier
The start of a new year often comes with a familiar mix of hope and hesitation. You might be thinking, This is the year I finally take care of my mental health — and then immediately wondering how you’ll pay for it, whether your insurance will be accepted, and how long you’ll have to wait to be seen.
At Brave Health, we believe getting mental health care shouldn’t feel harder than living without it. That’s why we’ve built a care model designed to remove the most common barriers — starting with accepting insurance for therapy and psychiatry.
A Fresh Start That’s Actually Accessible
January is one of the busiest months in mental health care. Deductibles reset, schedules shift, and many people decide it’s finally time to get support for anxiety, depression, trauma, or ongoing stress.
Unfortunately, this is also when many people hit roadblocks, and hear things like:
- “We don’t take your insurance.”
- “Your copay will be hundreds of dollars.”
- “The next available appointment is in 8–12 weeks.”
Brave Health was built specifically to change that experience.
We Accept Medicaid, Medicare, Marketplace, Tricare, and most commercial insurance plans.
One of the most common questions we hear is simple — and important: “Do you take my insurance?”
In most cases, the answer is yes.
Insurance Coverage at Brave Health
Insurance coverage can feel opaque — especially in mental health care. Below is a clearer breakdown of the largest and most common plans patients use when getting care at Brave Health. Coverage varies by state and plan, and insurance is always verified before care begins.
Medicaid
Brave Health works extensively with state Medicaid programs, which are one of the most common ways patients access care.
Medicaid plans commonly include:
- State Medicaid fee-for-service programs
- Medicaid Managed Care Organizations (MCOs) such as:
- Aetna Better Health
- Amerigroup
- Centene plans (including Sunshine Health, Peach State Health Plan, and similar state-based brands)
- Humana Medicaid
- Molina Healthcare
- UnitedHealthcare Community Plan
Because Medicaid coverage is state-specific, Brave Health verifies eligibility and benefits before scheduling care.
Medicare
Medicare patients can access virtual therapy, psychiatry, and ongoing care, with coverage verified upfront. Brave Health accepts Medicare, including:
- Original Medicare (Part B)
- Medicare Advantage plans (Part C), including plans administered by:
- Aetna Medicare
- Humana Medicare
- UnitedHealthcare Medicare Advantage
- Cigna Medicare Advantage
Most Major Commercial Insurance Plans
Brave Health partners with many of the largest commercial insurers in the U.S., including employer-sponsored and individual plans.
Common commercial plans include:
- Aetna
- Blue Cross Blue Shield (varies by state)
- Cigna
- Humana
- UnitedHealthcare
Plan networks vary by state and employer, so Brave Health confirms coverage before appointments are scheduled.
Marketplace (ACA) Plans
Many patients use Affordable Care Act (ACA) Marketplace plans to access mental health care.
Marketplace coverage often includes plans offered by:
- Aetna
- Ambetter (Centene)
- Blue Cross Blue Shield
- Cigna
- Oscar Health
- UnitedHealthcare
Because Marketplace plans differ by state and enrollment year, coverage is reviewed as part of the intake process.
Why Insurance Access Matters for Mental Health
Insurance should not be the reason someone delays mental health care. By working with Medicaid, Medicare, commercial insurers, and Marketplace plans, Brave Health helps make care more accessible — especially for people who are often underserved by the mental health system.
Our team verifies your coverage upfront, so there are no surprises later. If you’re unsure whether your plan is accepted, our Access Center can help you check quickly and confidentially.
Make This the Year You Get Support
New Year’s resolutions don’t need to be dramatic — and they don’t need to be perfect. Sometimes the most meaningful step is simply deciding to start.
If you’ve been putting off mental health care because of insurance concerns, the new year can be different. Brave Health is here to help you get the support you need — without the usual barriers.
FAQs
Does Brave Health accept my insurance?
Brave Health accepts Medicaid, Medicare, most major commercial insurance plans, and many Marketplace plans. Coverage varies by state and plan, so insurance is verified before care begins.
Can I use Medicaid or Medicare for online therapy?
Yes. Brave Health works extensively with Medicaid and Medicare to provide virtual therapy, psychiatry, and group care.
Do I need insurance to get care at Brave Health?
Most patients use insurance. If you’re unsure about coverage, our Access Center can help you understand your options before scheduling.
How much does therapy or psychiatry cost with insurance?
Costs depend on your specific plan. Brave Health verifies benefits upfront so you know what to expect before starting care.
How long does it take to get an appointment?
Most patients are scheduled for an initial assessment within about 7 days.
Is Brave Health fully online?
Yes. All therapy, psychiatry, and group sessions are provided via secure video appointments.
What types of mental health care does Brave Health offer?
Brave Health provides individual therapy, psychiatric care, and clinician-led group therapy for a range of mental health needs.
In Short
Therapy and psychiatry shouldn’t be harder to access at the start of the year. As many people look to prioritize their mental health in January, insurance concerns, high costs, and long wait times often become major barriers to care. Brave Health helps remove those obstacles by accepting Medicaid, Medicare, Marketplace, and most commercial insurance plans—making mental health care more affordable, accessible, and easier to start when it matters most.
